Limited Networks with fewer doctors
As ACA losses continue to mount, insurers are having to scale down networks which restricts the the number of participating physicians, resulting in more out-of-pocket exposure.
In a desperate attempt to lower health insurance premiums, many have taken on larger deductibles as a trade off, putting either their family or employees at financial risk. This is not sustainable.
Losses from Excessive Claims
Since the introduction of the Affordable Healthcare Act (ACA) medical costs have continued to rise from mounting losses, essentially skyrocketing deductible requirements.
Lowering Your Deductible Within Your Small Business
The best way to lower a large deductible is to take a customized approach to your coverage. Very rarely will a one-size-fits-all plan meet your needs. We can show you how to reverse all the legacy issues with large deductibles.
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